Hawaii income tax at a glance
Hawaii has 12 brackets, the most of any state, topping out at 11%. Act 46 roughly doubled the standard deduction for 2026 to $8,000 single / $16,000 joint, with more increases through 2031. Act 24 (2026) adds a 13% rate on income over $1 million starting in 2027.
| Tax structure | 12 brackets, 1.4% – 11% |
| Figures for tax year | 2026 |
| Starting point | Federal AGI |
| Standard deduction (single / joint) | $8,000 / $16,000 |
| Tax on $75,000 (single) | $3,896 (5.20%) |
| Rank at $75,000 | 2nd highest of 42 |
| Local income taxes | None |
| State sales tax | 4% |
How Hawaii calculates your income tax
Hawaii starts from your federal adjusted gross income (AGI). The standard deduction is $8,000 for single filers and $16,000 for married couples filing jointly ($12,000 head of household). You also get a personal exemption of $1,144 per taxpayer and a dependent exemption of $1,144 per dependent.
Tax from the Hawaii brackets = Hawaii income tax
Hawaii income tax brackets (2026)
Married couples filing jointly get their own, wider brackets. Rates apply only to the slice of taxable income inside each bracket.
Single filers
| Rate | Taxable income | Tax owed |
|---|---|---|
| 1.4% | $0 – $9,600 | 1.4% of taxable income |
| 3.2% | $9,601 – $14,400 | $134 + 3.2% over $9,600 |
| 5.5% | $14,401 – $19,200 | $288 + 5.5% over $14,400 |
| 6.4% | $19,201 – $24,000 | $552 + 6.4% over $19,200 |
| 6.8% | $24,001 – $36,000 | $859 + 6.8% over $24,000 |
| 7.2% | $36,001 – $48,000 | $1,675 + 7.2% over $36,000 |
| 7.6% | $48,001 – $125,000 | $2,539 + 7.6% over $48,000 |
| 7.9% | $125,001 – $175,000 | $8,391 + 7.9% over $125,000 |
| 8.25% | $175,001 – $225,000 | $12,341 + 8.25% over $175,000 |
| 9% | $225,001 – $275,000 | $16,466 + 9% over $225,000 |
| 10% | $275,001 – $325,000 | $20,966 + 10% over $275,000 |
| 11% | Over $325,000 | $25,966 + 11% over $325,000 |
Married filing jointly
| Rate | Taxable income | Tax owed |
|---|---|---|
| 1.4% | $0 – $19,200 | 1.4% of taxable income |
| 3.2% | $19,201 – $28,800 | $269 + 3.2% over $19,200 |
| 5.5% | $28,801 – $38,400 | $576 + 5.5% over $28,800 |
| 6.4% | $38,401 – $48,000 | $1,104 + 6.4% over $38,400 |
| 6.8% | $48,001 – $72,000 | $1,718 + 6.8% over $48,000 |
| 7.2% | $72,001 – $96,000 | $3,350 + 7.2% over $72,000 |
| 7.6% | $96,001 – $250,000 | $5,078 + 7.6% over $96,000 |
| 7.9% | $250,001 – $350,000 | $16,782 + 7.9% over $250,000 |
| 8.25% | $350,001 – $450,000 | $24,682 + 8.25% over $350,000 |
| 9% | $450,001 – $550,000 | $32,932 + 9% over $450,000 |
| 10% | $550,001 – $650,000 | $41,932 + 10% over $550,000 |
| 11% | Over $650,000 | $51,932 + 11% over $650,000 |
Head of household
| Rate | Taxable income | Tax owed |
|---|---|---|
| 1.4% | $0 – $14,400 | 1.4% of taxable income |
| 3.2% | $14,401 – $21,600 | $202 + 3.2% over $14,400 |
| 5.5% | $21,601 – $28,800 | $432 + 5.5% over $21,600 |
| 6.4% | $28,801 – $36,000 | $828 + 6.4% over $28,800 |
| 6.8% | $36,001 – $54,000 | $1,289 + 6.8% over $36,000 |
| 7.2% | $54,001 – $72,000 | $2,513 + 7.2% over $54,000 |
| 7.6% | $72,001 – $187,500 | $3,809 + 7.6% over $72,000 |
| 7.9% | $187,501 – $262,500 | $12,587 + 7.9% over $187,500 |
| 8.25% | $262,501 – $337,500 | $18,512 + 8.25% over $262,500 |
| 9% | $337,501 – $412,500 | $24,699 + 9% over $337,500 |
| 10% | $412,501 – $487,500 | $31,449 + 10% over $412,500 |
| 11% | Over $487,500 | $38,949 + 11% over $487,500 |
Hawaii standard deduction and exemptions
| Filing status | Standard deduction | Personal exemption | Per dependent |
|---|---|---|---|
| Single | $8,000 | $1,144 | $1,144 |
| Married filing jointly | $16,000 | $2,288 | $1,144 |
| Head of household | $12,000 | $1,144 | $1,144 |
Amounts before any income-based phase-outs.
Hawaii income tax on $50,000, $75,000 and $100,000
Estimated 2026 tax for W-2 wages with the standard deduction, no children and no pre-tax deductions. Change any of these in the calculator above.
| Wages | Filing status | HI tax | Effective | Federal tax | FICA | Take-home | Monthly |
|---|---|---|---|---|---|---|---|
| $50,000 | Single | $2,025 | 4.05% | $3,820 | $3,825 | $40,330 | $3,361 |
| $50,000 | Married jointly | $736 | 1.47% | $1,780 | $3,825 | $43,659 | $3,638 |
| $75,000 | Single | $3,896 | 5.20% | $7,670 | $5,738 | $57,696 | $4,808 |
| $75,000 | Married jointly | $2,311 | 3.08% | $4,640 | $5,738 | $62,312 | $5,193 |
| $100,000 | Single | $5,796 | 5.80% | $13,170 | $7,650 | $73,384 | $6,115 |
| $100,000 | Married jointly | $4,050 | 4.05% | $7,640 | $7,650 | $80,660 | $6,722 |
Step by step: $75,000 single filer in Hawaii
- Gross wages: $75,000
- Standard deduction: −$8,000
- Exemptions: −$1,144
- Hawaii taxable income: $65,856
- 1.4% on $9,600 = $134.40
- 3.2% on $4,800 = $153.60
- 5.5% on $4,800 = $264.00
- 6.4% on $4,800 = $307.20
- 6.8% on $12,000 = $816.00
- 7.2% on $12,000 = $864.00
- 7.6% on $17,856 = $1,357.06
- Hawaii income tax: $3,896 — 5.20% of gross pay, with a marginal state rate of 7.6%.
- With $7,670 of federal income tax and $5,738 of FICA, total tax is $17,304 and take-home pay is about $57,696 ($2,219 every two weeks).
Local income taxes in Hawaii
No local income taxes (counties add a 0.5% surcharge to the 4% general excise tax).
Sales tax and other Hawaii taxes
The Hawaii state sales tax rate is 4%, and local governments may add their own rates on top. Spending $30,000 a year on taxable goods would cost roughly $1,200 in state sales tax alone.
Compare Hawaii with neighboring states
State income tax on $75,000 of wages for a single filer in Hawaii and its neighbors. Moving to Washington would cut state income tax on this salary by about $3,896 a year, while Oregon would cost about $1,165 more.
| State | Type | Top rate | Tax on $75k | vs HI |
|---|---|---|---|---|
| Hawaii | Graduated | 11% | $3,896 | — |
| California | Graduated | 13.3% | $2,775 | −$1,122 |
| Washington | No income tax | — | $0 | −$3,896 |
| Oregon | Graduated | 9.9% | $5,062 | +$1,165 |
If you live in one of these states and work in another, you generally file a non-resident return in the work state and claim a credit at home for the tax paid.
How to lower your Hawaii income tax
- Pre-tax retirement savings. Putting $10,000 into a traditional 401(k) on a $75,000 salary cuts Hawaii tax by about $760 on top of the federal savings.
- Claim state credits. Check the Hawaii return for earned-income, child, education and renter or property-tax credits that this estimate doesn’t include.
- Watch residency and work location. Days worked in another state and the date you move in or out change how much each state can tax.
- Time large income. Bonuses, stock sales and Roth conversions all land on your state return too — with a 11% top rate, timing can matter a lot.
See all states side by side in the state income tax calculator, or check the federal side with the federal income tax calculator and your per-check withholding in the paycheck calculator.
Sources and updates
Rates, brackets and deductions are for tax year 2026. Source: official Hawaii tax agency page, cross-checked with the Tax Foundation’s 2026 state income tax tables and 2026 state legislation. Data last reviewed November 4, 2026.
Hawaii income tax FAQ
What is the Hawaii state income tax rate?
Hawaii has 12 brackets ranging from 1.4% to 11% (figures for 2026). The top rate starts at $325,000 of taxable income for single filers. A single filer earning $75,000 pays an effective rate of about 5.20%.
How much Hawaii income tax do I pay on $75,000?
About $3,896 for a single filer and $2,311 for a married couple filing jointly, using the standard deduction. Including federal income tax and FICA, a single filer takes home about $57,696 a year.
What is the Hawaii standard deduction?
The standard deduction is $8,000 for single filers and $16,000 for married couples filing jointly ($12,000 head of household). You also get a personal exemption of $1,144 per taxpayer and a dependent exemption of $1,144 per dependent.
Does Hawaii have local income taxes?
No local income taxes (counties add a 0.5% surcharge to the 4% general excise tax).
Is Hawaii a high-tax state?
On a $75,000 salary Hawaii ranks 2 of the 42 jurisdictions that tax wages (1 = highest), near the top of the list. Among its neighbors, Washington is cheapest at $0.