Minnesota income tax at a glance
Minnesota has four brackets topping out at 9.85%, plus a 1% surtax on net investment income over $1 million. The standard deduction is reduced for AGI above about $244,400. Head-of-household filers use the single brackets in this estimate, which slightly overstates their tax.
| Tax structure | 4 brackets, 5.35% – 9.85% |
| Figures for tax year | 2026 |
| Starting point | Federal AGI |
| Standard deduction (single / joint) | $15,300 / $30,600 |
| Tax on $75,000 (single) | $3,577 (4.77%) |
| Rank at $75,000 | 4th highest of 42 |
| Local income taxes | None |
| State sales tax | 6.875% |
How Minnesota calculates your income tax
Minnesota starts from your federal adjusted gross income (AGI). The standard deduction is $15,300 for single filers and $30,600 for married couples filing jointly ($23,000 head of household). You also get a dependent exemption of $5,300 per dependent.
Tax from the Minnesota brackets = Minnesota income tax
Minnesota income tax brackets (2026)
Married couples filing jointly get their own, wider brackets. Rates apply only to the slice of taxable income inside each bracket.
Single filers
| Rate | Taxable income | Tax owed |
|---|---|---|
| 5.35% | $0 – $33,310 | 5.35% of taxable income |
| 6.8% | $33,311 – $109,430 | $1,782 + 6.8% over $33,310 |
| 7.85% | $109,431 – $203,150 | $6,958 + 7.85% over $109,430 |
| 9.85% | Over $203,150 | $14,315 + 9.85% over $203,150 |
Married filing jointly
| Rate | Taxable income | Tax owed |
|---|---|---|
| 5.35% | $0 – $48,700 | 5.35% of taxable income |
| 6.8% | $48,701 – $193,480 | $2,605 + 6.8% over $48,700 |
| 7.85% | $193,481 – $337,930 | $12,450 + 7.85% over $193,480 |
| 9.85% | Over $337,930 | $23,790 + 9.85% over $337,930 |
Minnesota standard deduction and exemptions
| Filing status | Standard deduction | Personal exemption | Per dependent |
|---|---|---|---|
| Single | $15,300 | — | $5,300 |
| Married filing jointly | $30,600 | — | $5,300 |
| Head of household | $23,000 | — | $5,300 |
Amounts before any income-based phase-outs.
Minnesota income tax on $50,000, $75,000 and $100,000
Estimated 2026 tax for W-2 wages with the standard deduction, no children and no pre-tax deductions. Change any of these in the calculator above.
| Wages | Filing status | MN tax | Effective | Federal tax | FICA | Take-home | Monthly |
|---|---|---|---|---|---|---|---|
| $50,000 | Single | $1,877 | 3.75% | $3,820 | $3,825 | $40,478 | $3,373 |
| $50,000 | Married jointly | $1,038 | 2.08% | $1,780 | $3,825 | $43,357 | $3,613 |
| $75,000 | Single | $3,577 | 4.77% | $7,670 | $5,738 | $58,016 | $4,835 |
| $75,000 | Married jointly | $2,375 | 3.17% | $4,640 | $5,738 | $62,247 | $5,187 |
| $100,000 | Single | $5,277 | 5.28% | $13,170 | $7,650 | $73,903 | $6,159 |
| $100,000 | Married jointly | $4,013 | 4.01% | $7,640 | $7,650 | $80,697 | $6,725 |
Step by step: $75,000 single filer in Minnesota
- Gross wages: $75,000
- Standard deduction: −$15,300
- Minnesota taxable income: $59,700
- 5.35% on $33,310 = $1,782.09
- 6.8% on $26,390 = $1,794.52
- Minnesota income tax: $3,577 — 4.77% of gross pay, with a marginal state rate of 6.8%.
- With $7,670 of federal income tax and $5,738 of FICA, total tax is $16,984 and take-home pay is about $58,016 ($2,231 every two weeks).
Local income taxes in Minnesota
No local income taxes.
Sales tax and other Minnesota taxes
The Minnesota state sales tax rate is 6.875%, and local governments may add their own rates on top. Spending $30,000 a year on taxable goods would cost roughly $2,063 in state sales tax alone.
Compare Minnesota with neighboring states
State income tax on $75,000 of wages for a single filer in Minnesota and its neighbors. Moving to South Dakota would cut state income tax on this salary by about $3,577 a year.
| State | Type | Top rate | Tax on $75k | vs MN |
|---|---|---|---|---|
| Minnesota | Graduated | 9.85% | $3,577 | — |
| Wisconsin | Graduated | 7.65% | $2,944 | −$633 |
| Iowa | Flat | 3.8% | $2,198 | −$1,378 |
| South Dakota | No income tax | — | $0 | −$3,577 |
| North Dakota | Graduated | 2.5% | $203 | −$3,373 |
If you live in one of these states and work in another, you generally file a non-resident return in the work state and claim a credit at home for the tax paid. Minnesota has reciprocity with Michigan and North Dakota, so residents of those states working here (and vice versa) usually pay only their home state.
How to lower your Minnesota income tax
- Pre-tax retirement savings. Putting $10,000 into a traditional 401(k) on a $75,000 salary cuts Minnesota tax by about $680 on top of the federal savings.
- Claim state credits. Check the Minnesota return for earned-income, child, education and renter or property-tax credits that this estimate doesn’t include.
- Watch residency and work location. Days worked in another state and the date you move in or out change how much each state can tax.
- Time large income. Bonuses, stock sales and Roth conversions all land on your state return too — with a 9.85% top rate, timing can matter a lot.
See all states side by side in the state income tax calculator, or check the federal side with the federal income tax calculator and your per-check withholding in the paycheck calculator.
Sources and updates
Rates, brackets and deductions are for tax year 2026. Source: official Minnesota tax agency page, cross-checked with the Tax Foundation’s 2026 state income tax tables and 2026 state legislation. Data last reviewed November 4, 2026.
Minnesota income tax FAQ
What is the Minnesota state income tax rate?
Minnesota has 4 brackets ranging from 5.35% to 9.85% (figures for 2026). The top rate starts at $203,150 of taxable income for single filers. A single filer earning $75,000 pays an effective rate of about 4.77%.
How much Minnesota income tax do I pay on $75,000?
About $3,577 for a single filer and $2,375 for a married couple filing jointly, using the standard deduction. Including federal income tax and FICA, a single filer takes home about $58,016 a year.
What is the Minnesota standard deduction?
The standard deduction is $15,300 for single filers and $30,600 for married couples filing jointly ($23,000 head of household). You also get a dependent exemption of $5,300 per dependent.
Does Minnesota have local income taxes?
No local income taxes.
Is Minnesota a high-tax state?
On a $75,000 salary Minnesota ranks 4 of the 42 jurisdictions that tax wages (1 = highest), near the top of the list. Among its neighbors, South Dakota is cheapest at $0.