Mississippi income tax at a glance
Mississippi exempts the first $10,000 of taxable income and taxes the rest at 4% for 2026, down from 4.4%. The Build Up Mississippi Act phases the rate down to 3% by 2030, with further cuts possible.
| Tax structure | Flat 4% |
| Figures for tax year | 2026 |
| Starting point | Federal AGI |
| Standard deduction (single / joint) | $2,300 / $4,600 |
| Tax on $75,000 (single) | $2,268 (3.02%) |
| Rank at $75,000 | 35th highest of 42 |
| Local income taxes | None |
| State sales tax | 7% |
How Mississippi calculates your income tax
Mississippi starts from your federal adjusted gross income (AGI). The standard deduction is $2,300 for single filers and $4,600 for married couples filing jointly ($3,400 head of household). You also get a personal exemption of $6,000 ($12,000 joint) and a dependent exemption of $1,500 per dependent.
Taxable income × 4% = Mississippi income tax
Mississippi income tax rate (2026)
The same brackets apply to single filers and married couples filing jointly (and to heads of household). Rates apply only to the slice of taxable income inside each bracket.
All filers
| Rate | Taxable income | Tax owed |
|---|---|---|
| 0% | $0 – $10,000 | 0% of taxable income |
| 4% | Over $10,000 | $0 + 4% over $10,000 |
Mississippi standard deduction and exemptions
| Filing status | Standard deduction | Personal exemption | Per dependent |
|---|---|---|---|
| Single | $2,300 | $6,000 | $1,500 |
| Married filing jointly | $4,600 | $12,000 | $1,500 |
| Head of household | $3,400 | $8,000 | $1,500 |
Amounts before any income-based phase-outs.
Mississippi income tax on $50,000, $75,000 and $100,000
Estimated 2026 tax for W-2 wages with the standard deduction, no children and no pre-tax deductions. Change any of these in the calculator above.
| Wages | Filing status | MS tax | Effective | Federal tax | FICA | Take-home | Monthly |
|---|---|---|---|---|---|---|---|
| $50,000 | Single | $1,268 | 2.54% | $3,820 | $3,825 | $41,087 | $3,424 |
| $50,000 | Married jointly | $936 | 1.87% | $1,780 | $3,825 | $43,459 | $3,622 |
| $75,000 | Single | $2,268 | 3.02% | $7,670 | $5,738 | $59,325 | $4,944 |
| $75,000 | Married jointly | $1,936 | 2.58% | $4,640 | $5,738 | $62,687 | $5,224 |
| $100,000 | Single | $3,268 | 3.27% | $13,170 | $7,650 | $75,912 | $6,326 |
| $100,000 | Married jointly | $2,936 | 2.94% | $7,640 | $7,650 | $81,774 | $6,815 |
Step by step: $75,000 single filer in Mississippi
- Gross wages: $75,000
- Standard deduction: −$2,300
- Exemptions: −$6,000
- Mississippi taxable income: $66,700
- 0% on $10,000 = $0.00
- 4% on $56,700 = $2,268.00
- Mississippi income tax: $2,268 — 3.02% of gross pay, with a marginal state rate of 4%.
- With $7,670 of federal income tax and $5,738 of FICA, total tax is $15,676 and take-home pay is about $59,325 ($2,282 every two weeks).
Local income taxes in Mississippi
No local income taxes.
Sales tax and other Mississippi taxes
The Mississippi state sales tax rate is 7%, and local governments may add their own rates on top. Spending $30,000 a year on taxable goods would cost roughly $2,100 in state sales tax alone.
Compare Mississippi with neighboring states
State income tax on $75,000 of wages for a single filer in Mississippi and its neighbors. Moving to Tennessee would cut state income tax on this salary by about $2,268 a year, while Alabama would cost about $859 more.
| State | Type | Top rate | Tax on $75k | vs MS |
|---|---|---|---|---|
| Mississippi | Flat | 4% | $2,268 | — |
| Louisiana | Flat | 3% | $1,864 | −$404 |
| Arkansas | Graduated | 3.7% | $2,296 | +$28 |
| Tennessee | No income tax | — | $0 | −$2,268 |
| Alabama | Graduated | 5% | $3,127 | +$859 |
If you live in one of these states and work in another, you generally file a non-resident return in the work state and claim a credit at home for the tax paid.
How to lower your Mississippi income tax
- Pre-tax retirement savings. Putting $10,000 into a traditional 401(k) on a $75,000 salary cuts Mississippi tax by about $400 on top of the federal savings.
- Claim state credits. Check the Mississippi return for earned-income, child, education and renter or property-tax credits that this estimate doesn’t include.
- Watch residency and work location. Days worked in another state and the date you move in or out change how much each state can tax.
- Time large income. Bonuses, stock sales and Roth conversions all land on your state return too.
See all states side by side in the state income tax calculator, or check the federal side with the federal income tax calculator and your per-check withholding in the paycheck calculator.
Sources and updates
Rates, brackets and deductions are for tax year 2026. Source: official Mississippi tax agency page, cross-checked with the Tax Foundation’s 2026 state income tax tables and 2026 state legislation. Data last reviewed November 4, 2026.
Mississippi income tax FAQ
What is the Mississippi state income tax rate?
Mississippi has a flat 4% rate for 2026 on income above a zero-rate band. A single filer earning $75,000 pays an effective rate of about 3.02%.
How much Mississippi income tax do I pay on $75,000?
About $2,268 for a single filer and $1,936 for a married couple filing jointly, using the standard deduction. Including federal income tax and FICA, a single filer takes home about $59,325 a year.
What is the Mississippi standard deduction?
The standard deduction is $2,300 for single filers and $4,600 for married couples filing jointly ($3,400 head of household). You also get a personal exemption of $6,000 ($12,000 joint) and a dependent exemption of $1,500 per dependent.
Does Mississippi have local income taxes?
No local income taxes.
Is Mississippi a high-tax state?
On a $75,000 salary Mississippi ranks 35 of the 42 jurisdictions that tax wages (1 = highest), among the lowest. Among its neighbors, Tennessee is cheapest at $0.