Rhode Island income tax at a glance
Rhode Island uses the same three brackets (3.75%, 4.75%, 5.99%) for every filing status. The standard deduction and exemptions phase out between about $261,000 and $290,800 of income. A surtax on very high incomes begins in 2027.
| Tax structure | 3 brackets, 3.75% – 5.99% |
| Figures for tax year | 2026 |
| Starting point | Federal AGI |
| Standard deduction (single / joint) | $11,200 / $22,400 |
| Tax on $75,000 (single) | $2,196 (2.93%) |
| Rank at $75,000 | 37th highest of 42 |
| Local income taxes | None |
| State sales tax | 7% |
How Rhode Island calculates your income tax
Rhode Island starts from your federal adjusted gross income (AGI). The standard deduction is $11,200 for single filers and $22,400 for married couples filing jointly ($16,800 head of household). You also get a personal exemption of $5,250 per taxpayer and a dependent exemption of $5,250 per dependent.
- The standard deduction and exemptions phase out between $261,000 and $290,800 of income.
Tax from the Rhode Island brackets = Rhode Island income tax
Rhode Island income tax brackets (2026)
The same brackets apply to single filers and married couples filing jointly (and to heads of household). Rates apply only to the slice of taxable income inside each bracket.
All filers
| Rate | Taxable income | Tax owed |
|---|---|---|
| 3.75% | $0 – $82,050 | 3.75% of taxable income |
| 4.75% | $82,051 – $186,450 | $3,077 + 4.75% over $82,050 |
| 5.99% | Over $186,450 | $8,036 + 5.99% over $186,450 |
Rhode Island standard deduction and exemptions
| Filing status | Standard deduction | Personal exemption | Per dependent |
|---|---|---|---|
| Single | $11,200 | $5,250 | $5,250 |
| Married filing jointly | $22,400 | $10,500 | $5,250 |
| Head of household | $16,800 | $5,250 | $5,250 |
Amounts before any income-based phase-outs.
Rhode Island income tax on $50,000, $75,000 and $100,000
Estimated 2026 tax for W-2 wages with the standard deduction, no children and no pre-tax deductions. Change any of these in the calculator above.
| Wages | Filing status | RI tax | Effective | Federal tax | FICA | Take-home | Monthly |
|---|---|---|---|---|---|---|---|
| $50,000 | Single | $1,258 | 2.52% | $3,820 | $3,825 | $41,097 | $3,425 |
| $50,000 | Married jointly | $641 | 1.28% | $1,780 | $3,825 | $43,754 | $3,646 |
| $75,000 | Single | $2,196 | 2.93% | $7,670 | $5,738 | $59,397 | $4,950 |
| $75,000 | Married jointly | $1,579 | 2.11% | $4,640 | $5,738 | $63,044 | $5,254 |
| $100,000 | Single | $3,148 | 3.15% | $13,170 | $7,650 | $76,032 | $6,336 |
| $100,000 | Married jointly | $2,516 | 2.52% | $7,640 | $7,650 | $82,194 | $6,849 |
Step by step: $75,000 single filer in Rhode Island
- Gross wages: $75,000
- Standard deduction: −$11,200
- Exemptions: −$5,250
- Rhode Island taxable income: $58,550
- 3.75% on $58,550 = $2,195.63
- Rhode Island income tax: $2,196 — 2.93% of gross pay, with a marginal state rate of 3.75%.
- With $7,670 of federal income tax and $5,738 of FICA, total tax is $15,603 and take-home pay is about $59,397 ($2,284 every two weeks).
Local income taxes in Rhode Island
No local income taxes.
Sales tax and other Rhode Island taxes
The Rhode Island state sales tax rate is 7%, and local governments may add their own rates on top. Spending $30,000 a year on taxable goods would cost roughly $2,100 in state sales tax alone.
Compare Rhode Island with neighboring states
State income tax on $75,000 of wages for a single filer in Rhode Island and its neighbors. Rhode Island is the cheapest in its area on this salary, while Massachusetts would cost about $1,334 more.
| State | Type | Top rate | Tax on $75k | vs RI |
|---|---|---|---|---|
| Rhode Island | Graduated | 5.99% | $2,196 | — |
| Massachusetts | Graduated | 9% | $3,530 | +$1,334 |
| Connecticut | Graduated | 6.99% | $3,475 | +$1,279 |
If you live in one of these states and work in another, you generally file a non-resident return in the work state and claim a credit at home for the tax paid.
How to lower your Rhode Island income tax
- Pre-tax retirement savings. Putting $10,000 into a traditional 401(k) on a $75,000 salary cuts Rhode Island tax by about $375 on top of the federal savings.
- Claim state credits. Check the Rhode Island return for earned-income, child, education and renter or property-tax credits that this estimate doesn’t include.
- Watch residency and work location. Days worked in another state and the date you move in or out change how much each state can tax.
- Time large income. Bonuses, stock sales and Roth conversions all land on your state return too.
See all states side by side in the state income tax calculator, or check the federal side with the federal income tax calculator and your per-check withholding in the paycheck calculator.
Sources and updates
Rates, brackets and deductions are for tax year 2026. Source: official Rhode Island tax agency page, cross-checked with the Tax Foundation’s 2026 state income tax tables and 2026 state legislation. Data last reviewed November 4, 2026.
Rhode Island income tax FAQ
What is the Rhode Island state income tax rate?
Rhode Island has 3 brackets ranging from 3.75% to 5.99% (figures for 2026). The top rate starts at $186,450 of taxable income for single filers. A single filer earning $75,000 pays an effective rate of about 2.93%.
How much Rhode Island income tax do I pay on $75,000?
About $2,196 for a single filer and $1,579 for a married couple filing jointly, using the standard deduction. Including federal income tax and FICA, a single filer takes home about $59,397 a year.
What is the Rhode Island standard deduction?
The standard deduction is $11,200 for single filers and $22,400 for married couples filing jointly ($16,800 head of household). You also get a personal exemption of $5,250 per taxpayer and a dependent exemption of $5,250 per dependent.
Does Rhode Island have local income taxes?
No local income taxes.
Is Rhode Island a high-tax state?
On a $75,000 salary Rhode Island ranks 37 of the 42 jurisdictions that tax wages (1 = highest), among the lowest. Among its neighbors, Connecticut is cheapest at $3,475.